Check out this prior thread, I made several posts about how to use a pay-for-delete letter, which in my opinion, is the most powerful credit repair tool at your disposal.

Welcome @Mario Perez as others have posted there is a wealth of knowledge within this forum at your disposal.

Electric company believes the tenant may have removed to turn on the power, damaged the box, and disposed of.

If she is interested in disposing of the property and she accepts my offer am I still in danger of a contest?

We will keep this house until 2021 when my wife's student loans are paid off and another $1k in disposable income becomes available plus our daughters will both be out of daycare and in school.

@Raman Bindlishyes, passive losses are carried forward until utilized or the activity is disposed of.

If you think you might go this direction you might want to get an estimate and make sure it includes disposal.

My sacrifice was working 3 jobs, no disposable income and aggressively paying off debt for 6 years to get back to zero!

Service sector jobs tend to pay less than manufacturing jobs so the families of these workers have less disposable income.

She said she cleaned as if her mother were coming over :) If we have to dispose of any personal belongings/garbage left behind, or if the place is dirty, we charge.Touch up painted interior walls and Trim $135*We do charge for this if there are holes in the walls from hanging photos/flat screen TVs that need to be patched/painted.