I agree with everyone and would add:It’s California.

In California, it is capped at 2% per year.

As a mortgage broker in CA, I've worked with Easy Street over the last few years and they have their certain box they are competitive in, but overall, they're okay. 

Can anyone proved a review of Hoap foundation in Newport Beach, CA = http://www.hoapfoundation.org/and Lender Funds, Inc ?

I live in Southern California, have family in Tennessee (Nashville), and real estate friends in Indianapolis.

@Chris Lo Only California has significant EV registrations 35% of those registered nationally or 1.3 million EV registrations were in California in 2023.

I am in KC last few days gas is 2.75 a gallon.. gas is still 4.50 a gallon in OR WA CA if not higher in some spots..  

I’m based in Southern California and have been looking into the Indianapolis market for the past few months.

On eventbrite you can see they hold numerous "free" one-day masterclass events across many states (mostly in FL and CA): https://www.eventbrite.com/o/multifamily-mindset-33157729673And I came across a review from an online blog that goes into more detail about MFM: https://ippei.com/multifamily-mindset/Since I think I would be way over my head with multifamily I would not attend their 3-day event at this time.

CA has the AITD  and its a robust  debt instrument that is designed for these transactions.