I have not heard of one of those, but am gearing up to buy my second house and could possibly use some sort of loan program like that!  

To whom this may concern, I am an investor looking to buy my second property.

First thing is to decide if you want to flip or buy/hold.

How long ago did you buy?

. - $6k/ month is our freedom number from a W2- Buy & Hold MFH is our plan (turnkey with PM in place)- This quad was built in 2024 and we're able to secure a 3.75% 10 year rateHow's this deal looking or would it make more sense to go another route?

I almost exclusively work with investors and business owners in buying and selling in Baldwin County. 

@Ming HuangRecommend you first figure out the property Class you want to invest in, THEN figure out the corresponding location to invest in.Property Class will typically dictate the Class of tenant you get, which greatly IMPACTS rental income stability and property maintenance/damage by tenants.If you apply Class A assumptions to a Class B or C purchase, your expectations won’t be met and it may be a financial disaster.If you buy/renovate a property in Class D area to Class A standards, what quality of tenant will you get?

Someone recommended a small lending company to get a mortgage for a buy and hold property.

That's a horrendous fallacy and a weak mindset to think that real estate agents are buying the best multis.

They will tell you what areas want to buy and areas that are more difficult to rent.