I just attended a webinar and the attorney made it very clear that it would.

John (KTS) for help, KTS is a bit bigger and each case gets assigned an attorney. 

I have read many times that if you notify someone and they don't do anything then they own the blame because they knew of the risk and chose not to correct it.Your correct if a healthy tree or limb falls on your property then you have to fix the damage yourself.Consult an attorney and your insurance company to confirm.

they will lose a ton of interest on 5.5% loan if we refi with someone else, but it would likely be 7% so its a lose-lose, they will lose our business and it could be in their favor to just drop the abusive term, ridiculous that a conventional loan doesn't let you keep the place after moving out. never saw that coming and this type of "pulling a fast one" is exactly why the other buyer who couldn't be present on closing specified that the power of attorney for signing closing documents was limited to exclude anything unnecessary. 

Without complete financials up to that point, extra work (and headache) will be required to get everything straight after years of failure to keep complete financials.There also might be an asset protection wrinkle by not maintaining complete books for an LLC, but I won't comment on that as I'm not an attorney.

That said, there is a lot more to learn here, I am not an attorney, you will need to learn more of this stuff too!

Do we get an attorney to write this up for us?

You can do it yourself or hire an attorney.

I'm not comment on voiding thing because I'm not an attorney, but to me, as just a businessman, I will tell you that the written material you posted appears to me to be like a mousetrap.

I got my first lease from my attorney and now I just edit that template - BP also has state specific templates.