Does calculating the amount of security deposit withholding typically get calculated by depreciation?

Lot of options and opportunity all around the city.

Typically, these are families looking to ensure the property is within the desired school district and driving distance.

The greater the number of units, typically the more reserves lenders will want to validate.

Hey Jackie, Is just creating an LLC in one of their names and then holding the property in it not an option? 

I'd also like to ask if the rate difference between 30 fix and 5/6 Arm is now typically less than 1%.

Normally, the cap on seller concessions is 6% of the sale price, but that’s not the case for commercial loans.Here are the trade-offs:5-year stepped prepayment: A typical residential loan at this price point isn’t allowed in the state, but with commercial, those rules are different.20-year amortization: This means higher payments, but it forced me to ensure my deal works under strict terms.Interest rate: It came in at 7.9%, not stellar but still good.Overall, I’m pretty proud of this deal.

Otherwise a typical DSCR loan based on market long term rents should be sufficient to qualify? 

Hi William - just wanted to share an article I wrote about DSCR Multifamily Loan Options and Pros and Cons for this exact need (5-10 unit multifamily). 

Vacany rate is about 10% for LTR, days on market depends but 15-30, 33609, 33607, 33603, 33604, 33605, 33615, 33616 to name a few. 3/2 even 2/1 can be rented easily, you have an array of options.