Jumbo programs have all been suspended at the moment due to the coronavirus and the ripple effect it's had on the lending industry/economy as a whole. 

They tend to price shop as well and alot of people in the real estate industry are too analytical with numbers and not results when it comes to choosing contractors.

I made my choice based on tech industry job prospects, and suggestions from friends that it was a great city.

With the slow down in the real estate industry (and pretty much everywhere), I'm starting to research other investing strategies. 

It taught me very early on that presenting a low-ball offer is always better than presenting no offer at all.I think they have their place in the industry, so I personally don't mind them.

But this can overvalue the home and block the conventional loan; seller assists of this kind need to conform to seller concession or contribution guidelines set by lenders; the down payment assistance industry is facing legal challenges by the US Department of Housing and Urban Development (HUD); the industry expects fine tuning of these programs will result.

@Kenneth Garrett yes 75k is the industry standard minimum, most shops prefer 100k+ for sure

The entire industry will take a step back and Valuations will certainly change in many areas in the country..

These things can have a significant impact on the (middle class) people who make their living in the real estate industry.

It's the lowest paying job in the real estate industry.