Any suggestion and or advice on how I should approach this situation would be greatly appreciated.

He's making the situation worse by delaying.

That's really a tough situation as every appraiser is different in what they think in my experience.

I hate to sound mistrusting, but it is going to be difficult enough to get this situation taken care of without adding to the tax debt by owing these additional fees.

This is why lenders often stress or require 6 months of PITI liquid in reserves per property so that you are more cushioned should you have a longer or higher vacancy.  

Can you narrow down on some goals, your situation, give us some context for what capacity you have.

After all the research we are still unsure as to which direction would best suite are current situation to get started.

I've got a quandary that I'm stressing out over... rent or sell our townhome after moving to a new house.I've been excited to move to a house and have my first rental, but as I'm assessing the numbers/other factors I don't know if it's right for a rental.The mortgage on the townhome is $1400/month with $150 HOA.

I'm hoping to find financing through BP that can work with me and my situation.  

I've never bought a house before, and i've never had an income to be able to be picky about my living situation, so i really have no idea what amenities to look for, and even worse, no idea what large ticket items to look for. obviously roof, foundation, electrical, plumbing - but what indicators of those can i actually inspect on my own and be able to see if this house has any major red flags?