Later you state you purchased for $4xxk.If this is purely a retirement home investment great job.  

Anything outside of that would be pure cashflow.

Think Civic...now owned by a bank...when it comes purely to rate, their cost of capital is super low and thus no one can compete. 

Right now we have 4 units which have a pure cash flow number of just over $2,000.

@Jared Aquino I am a pure investor, not a house hacker, but I am pretty much telling all of my tenants that I am an owner at this point.

I don’t flip very often (have only really done 1 pure flip, the rest I’ve "flipped" then kept/BRRRR) but I’m a former contractor and work on my properties all the time still, so not new to construction. 

Even from purely selfish perspective for the realtor, he/she should be getting you a good deal so that you will be happy to go with him/her and do more future deals or refer them out to investor friends.

Now backing up, if you are looking for property as a pure investor meaning you are not going to house hack the property then it is extremely difficult to buy in the Austin market and cash flow positive.  

Thanks Adam I really appreciate it I definitely was planning on setting a lease to take me to prime move in dates because filling the vacancy at this time is defiantly a spooky thing for sure. and I've defiantly have been thinking of a good reduced price to change to it makes it a bit more difficult because we include all major utilities Water/Sewer, electricity, gas, garbage and we have owned the property under 6 months and some of the cost are obviously Quite variable in Wisconsin so I the number that I've been mauling over has been $1,400. the pets thing for me is purely a worry about pet related damages seeing the property isn't yet to where I would like it to be in terms of flooring and keeping pet mess damages to a minimum with quality lament flooring so my worry is about damaging the subflooring but I'm unsure if that is just me being overly cautious especially since I do require a sizeable security deposit and would obviously increase the deposit and rent for pets and in regards to the REIA meetings I'd love to go I'm actually starting a new job in the Winona area and will be driving to La Crosse daily so if you wanted to DM me the details I'd love to come and check it out!!

In fact, i may not have a say so as a lender if the transfer is purely for estate planning purposes.