Talk to the person who sold you the deal initially to see if they have a recommendation for a lender (local bank, credit union, DSCR guy, or Hard Money).   

Every meeting you attend and every person you meet will be another building block in your success story.

This is considered a personal home - even though it has rental income, so you only have to have 3.5% down frequently, not the 20% down it takes to buy a true investment property.  

Maybe you can if you already have a perfect SAT, make a large donation to the school, and have a personal relationship with the head of admissions. 

It helps to develop the policy and have it in writing so you can reference it, and you can share it quickly and easily.

They seemed willing to work with me on a cash out refinance bridge loan, but the representative that called me is super flakey and gave me different information than the person that emailed me.

I personally enjoy a misting fan on my patio.Here are some data points below: prices are steady and rates as well; not too much change in the market this far.

As far as financing - I personally like the local banks.

Hope to connect with you in person sometime.Cheers!

Maybe you can personally inject the $89,000 into the project even though it is not in the budget.