Your realtor should have walked you through this prior to writing an offer for the property.

After you eliminate all personal debt besides your mortgage & max out retirement accounts & have a healthy savings account, you need to set aside downpayment + reserves to buy 1 house every 2-3 years and allocate a % to equities & private debt offerings as the rest.

No other state can offer the appreciation AND increase in rents like California.  

I have a couple different offers here and wondering if I could get some advice.

Owners mistakenly ASSUME all PMCs offer the exact SAME SERVICES and PERFORM those services EXACTLY THE SAME WAY, so price is the only differentiator – so, they often select the first PMC they call or that calls them back!

He purchased it a year ago for $325kDuplex listed for $396k Offered $350.

Do title companies offer loans?  

The area offers higher-end flips but comes with a higher buy-in cost.

I went to the lender forum here, but I was matched with lenders who don't offer what I need.

I am very interested in finding partners in my area, specially people who speak Spanish and can offer services in Spanish.Thank you guys for your advices!!!!!!