Would you rather pay a highrt monthly PM rate and have no added on fees?

Most of my clients have rates in the 4-7% range, some with interest only.

Hello,I'm doing research into how the federal funds rate affects mortgage rates.

I'm in the position to apply(depending on lender DTI requirement) for conventional financing through the builder at <6% interest rate in this current market.

Insurance quotes are coming in anywhere from 3500 to 4500 per Year and interest rates are sitting @%7.1. 

I won't comment on whether its 'worth' it or not, however one thing I've learned and will share with you since you are new, is to be careful of homes that have low rent rates because maintenance costs tend to be disproportionately big.It costs just as much to replace an HVAC for a house that rents for 2k/mo, as it does to replace an HVAC on an 800/mo house. 

We would then rent the back unit for market rates and keep the tenant in the 1b/1ba unit. 

So many people focus on interest rates of current vs interest rate they will pay on the next.

Higher price points present more risk from a capital allocation method but in really low-price points typically a higher crime rate.

When I say "quality" i mean the quality of the neighborhood, and not necessarily the property.For example I am looking at a property that is being short listed for 20k fully renovated (zillow estimate is 35k) but it's in a depressed area with a few rowhouses boarded up around it, but there is an existing tenant there and the rent, cap rate, and cash flow look excellent on paper.