Are you using the balance of the available VA coverage in the new loan? 

Check the local trash company for trash charges in the area, give the address to insuranceand other data for insurance coverage, you already know the taxes, as per age of property, figure some expenses per unit (I use a minimum of $600 per unit per year), Call utilities companies for that address for charges. 

I would get the deets on renter's insurance coverage.  

I am curious about what the coverage (and I've also seen an exposure column in P.M.I. charts as well) column denotes on this P.M.I. chart; can someone help me understand what's being referenced there?

(Debt service coverage ration).For instance if your PITI payment is $1,000 and your rent is $1,250, then the owner writers will not count the payment of the property against your personal dti.

It also protects you against claims by tenants or any other person who may be hurt on your property when the claim is in excess of your insurance coverage.  

Another layer of liability coverage you don't have to pay for.

I'm working on putting some of that information together in a more comprehensive format, but until I get it all put together feel free to shoot me a PM and we can talk over some of your options.

However, all umbrellas assume your underlying insurance coverages are at certain levels before they kick in.  

Often people let things go while their is an illness in the family.You should absolutely do the following.1st   Find out if there is a property management contract in place.2nd  Check the insurance coverage.