I did a little digging and it appears they are affiliated with Elevated One Group (same programs)Basically, I get the loan and they do all the work.

Basically, it is the same as 100% finance with 2 payments. 

I'm focusing on DIY projects and searching out the next killer deal that works with these interest rates, so when I refinance in the future, (5 year timeline is my bet) I'll be feeling great. 

I moved here from Florida after seeing the projected growth.

At this stage, I hope to have enough experience, and the network to be able to accurately estimate total expenses, allowing me to move towards bigger projects with bigger potential gains.Any advice on ways I can move forward with my goals?

Basically building new small apartments and keep those for long-term.

@Paul Baldwin - I have found there are two ways to understand/learn something....find someone who already knows or teach/learn yourself...the later works, but just takes longer and often has room for more errors.There's no true cheat sheet until you have done enough projects in your specific area!

Like any business venture, you want to have the basics covered.

Dodd Frank really helped big banks by, in the name of "helping consumers", added so many regulations on small banks and smaller lenders (basically big bank competition) that it hurt consumers.

Most newer investors will input the numbers to the best of their ability but fail to consider how each input has varying levels of effect on the final return numbers.Experienced investors develop a deep sense of sensitivity and may not even need a model for them to know where the greatest risk points in the project are.