So always have a woman do a smell test if a male says it's acceptable; if a male says it smells bad, no need to have a woman check ... it's going to smell bad to a woman too. 

To have it be one that tested us and showed us where things can go off-the-rails.

The risk that I reasonably perceive from that based on 90 years of data is less than the risk I perceive from the lower returns in bonds.

If you pulled up this data on her and the data is on someone else and not her, she needs to CALL THEM and straighten it out because it's going to follow her for the rest of her life.Why would she, right out of the blue, have a list of previous addresses, and landlord numbers all ready and waiting for you if she was so shocked to find out there is someone else out there with her name having bad reports. 

I'm looking for material that will stand the test of renters who may or may not care about the property.

It's a process, they know how to teach it,  so just go with the flow and poof you come out the other side take the tests, may be once , maybe twice and in no time at all you're there.BEST LUCK!

Test is if you lived there for two of the last five years, and if you originally lived in it as your primary then you're given three years during which you can still claim it.

@Joe Holly  your tenant base in the B - C and D  are mostly money order folks and cash.REason:1. bounced to many checks and they are in a federal data base and will never be able to open a checking account under that SSN again2. foreigners  Hispanics don't trust banks and just use cash.The Aussie clients I had were astounded that renters could be in such a place as their system is far more advanced than us... no checks in AU  everything is electronic.

Hi all,Does anyone know if any jurisdictions publish data on their tax lien sales (face values, winning bids, etc.)?  

With the higher cost of land in metropolitan markets the affordability litmus test leads many int to renting Vs buying.