Screen your tenants properly, and don't give in to temptation. keep them on a fair, but short, leash, and make sure BOTH parties abide by the agreement.

Using a downpayment to "make them" cash flow does not improve the quality of the deal.

There are far more good tenants than bad, it's up to you to attract the best prospects and screen them properly.

The 2% "rule" is just a screening tool that says a residential rental property must generate a monthly rent of about 2% of the purchase price if it is to have an acceptable positive cash flow.

If you do need to hire some contractor help, screen contractors carefully.

Many of us have made resolutions for better health, wealth, and quality of life with a "start-new" mentality.

Went from 1960's to modern without tearing out one item, and it appeared ALL completely had been replaced quality wise.

Sort of... bird-dogging is the idea of you finding quality investments and notifying investors about them.

As for embroidery, I wouldn’t spend the extra money ...Silk screen works fine...Michael Quarles

And even if credit isn't the issue, theres other screening methods.