I am also impressed and happy to see you hold no grudge based on our last (not so pleasant) interaction a week or so ago. 

Some things i read shock me and i just keep my opinions to myself

Shockingly, this has not been the case.

Out of curiosity I looked at real estate near the historic downtown area and was shocked to see the prices.

It doesn't sound pleasant.

Seasoning is a pleasant way of saying "I'm going to make a minimum amount on my investment."

I'm still racking my brain around this news:http://www.marketwatch.com/story/couple-buys-posh-san-francisco-street-from-right-under-homeowners-feet-2017-08-07http://www.sfchronicle.com/bayarea/matier-ross/article/Rich-SF-residents-get-a-shock-Someone-bought-11738236.phpIn sum:A couple bought a private street w/homes in the multi-million dollar range at a city auction after the local homeowner's association failed to pay $994 in back taxes and feesSounds like a good investment to me....wow!

I am shocked that Airbnb or VRBO haven't set up a site to pick that market up! 

I would absolutely start paying down the debt at least enough to get some credit breathing room for emergencies (this will help you sustain a shock or two without tipping over) and to get your score to at least 700 so you can get more favorable loan terms, also improving your chance of success.

I've still got the original tenants that are paying substantially under market value, but they pay on time, on the 1st, every month and are pleasant to live next to, so I'll sacrifice a couple hundred a month for that at the moment.