Personal Finance folks I've found have $5k minimum fees and such.

So, I borrowed the money from the person that stayed in my first house as she had just sold her house and made a fair amount of money off of it.

I PERSONALLY feel the attorney should be neutral and alert me to red flags and lay out my options.I 100% understand why my real estate AGENT would push me, so ...

@Agustin Conti personally if he wanted to rent a pressure washer to clean it, I would reimburse the cost but I wouldn't paint it.

If purchased with financing and the security interest represented by the UCC was timely perfected, I would have a completely different opinion.It is actually a loan, however, the panels are not attached to the property as is stated in the agreement:"Personal Property.

In my personal opinion location of the property is paramount at the moment. 

Any recommendations for lenders who have a loan product for a DSCR construction loan?

You can program from remote location, key cards have to be done in person.

But we've experienced a huge change in underwriting for non-qm style products, and anything over 5 units is severely delayed. 

We own both a mortgage company and a real estate business, we do a ton of real estate investor deals, and, personally, my wife and I have flipped or built dozens of homes.