DSCR loans are based off of down payment, credit score and either actual or market rents so it helps to supercharge an investor's real estate goals and net worth.

Any advice for someone looking to get into real estate with zero credit?

Cash flow at $250k/yr is just beginning to pass appreciation as the builder of wealth.Treat your real estate like your 401k.

Real estate agents will always steer you into the part of an area they are familiar with.

In the meantime, we may also want to renovate our current home to increase its overall and/or rental value.The plan is to scale our real estate investment portfolio pretty aggressively after our next purchase.

Taking a break from real estate for a while - it's been a stressful 2 years.

Please let us know at biggerpockets.com/guest For this round we're specifically looking for folks who are now real estate investors who fall into one of two experiences:Did you start your real estate journey with a significant amount of savings you were able to stockpile to start your investing journey from a well paying full-time job?

When we were done at the notary and finished the purchase, we were able to obtain the license and start the works (it was a big commercial old furniture shop where we created 14 tourist apartments). 

@Karolina Powell Once you get into the commercial world, it's a bit different than residential real estate because it's very much a "buy at your own risk" situation. 

This can often lead to bad purchased since neither focus on the fundamentals of the underlying real estate which is what ultimately drives value, appreciation and net profit.