You'll be so much happier (and wealthier :-) 

If the properties are in fact free and clear, she might be much happier inheriting the remainder of a 30yr note.

Your tenant will probably be much happier too.

., The $11,405 are the expenses from the owner, since this was word of mouth referral I have not gotten the breakdown or the comps yet.

Honestly I can't imagine trying to pay off most mortgages in increments when you could simply put the cash to more work elsewhere, unless maybe if the house was already very close to being paid for.I suppose also if you were very risk adverse and wanted to build equity in the property for a refinance later on to reduce payments... but given that interest rates are not going to get any lower (foot in mouth perhaps) I would hesitate to plan to refinance later on to increase cash flow.So the long and the short of it is, it depends, but it seems likely to best scenario would be to refi the high interest rate items and use the cash gain to pay off the near-complete items (or use the capital you're planning to use in 'safe' higher paying investments for a set period and then cash it all out at once).

@Caleb Heimsoth I move to Florida last year, I'm much happier now 😁

You're mistrusted before you even open your mouth.

Being a landlord is all about people management, having a good reputation, (word of mouth, recommendations by your other tenants) says a lot.  

I never got my refund, nor did I then have the course, and never considered 'no money down' investing again until 2017 thanks to this guy (who skipped the country at the time, as I recall, and couldn't be reached...) leaving a very bad taste in my mouth.

Well, I'm much happier;) but my internet servicer went out last Thursday!