I worked with a local bank that had extremely low costs to refinance so it was well worth it for us, but some bigger banks may catch you off guard. 

Summer went extremely well. 

If so, it could still very much make sense.If this is simply new construction in a low-end area though, that's different.That said, if this area is rapidly improving I'd be much more inclined to buy some of those lower end section 8 houses than I would a new construction project.

On the other extreme, for a (median) $382,650 purchase, rented at $1,400 /month rent, a mortgage at 0% down, 5% interest fixed for 30 years, the interest payment alone starts at $1,594 / month.

Albany GA is extremely poor and population has shrank in last 20 years.

No info for me, but I don't use the task tool.Maybe it is due to low usage or high maintenance of the product.

Extremely impressed and willing to give this market tenant a shot while I section 8 the rest of the portfolio. 

I won’t be looking to re fi those anytime soon because my interest rates are so low with them but when I do my current lender has said they will be limiting how much they will lend based on the properties tax returns. 

I appreciate the facts but what are some suggestions on someone just beginning with low capital at this time?

This is extremely helpful Mike thank you.