We have one STR, and it really is about 2hrs/week of work, but it is constant nature of the work and mental load that is wearing on us with managing one.

20% down payments can be created in many ways:1) Seller financing2) Hard Money3) Joint partnerships4) Syndication5) Cross collateralizationThe debate about the Pros and Cons of SFH vs.

The floor however needs to go, it was badly laid right on top of ply and is constantly coming up. 

The constantly changing closing dates (they had changed 3 times due to incompetence from the bank as well as the aforementioned repair issues) had caused me to cancel appointments that I had made with plumbers and handymen for repairs, and I was also having trouble getting any interest from general contractors to work on the kitchen and bath remodel that I had planned. 

So there is something called a Homestead exemption - that usually has to do with property taxes being lower for owner occupants than for landlords.Then there is the IRS Section 121 exclusion, which allows people to sell a house that they lived in for two out of past five years with 250K (500K if married and jointly owned) of capital gains being excluded from capital gains tax.Which of these is your post about, @Jeremy Clarke?

Copper is also very good as long as you can solder a good joint but a but more expensive if your re-roughing an entire house. 

A few things about me: I'm near the Houston area, have a credit score near 800, really have been studying real estate, from multi-families, to creating llc's, understanding cashing, etc, but my income is probably one of my weakess areas, even though i've saved enough for a downpayment and have a constant history of work. 

We only have 4 main banks, all Australian owned, so the rules are consistent across both countries.This is another clause out of one particular banks documents to further show you why subject to can't be done legally.You must not sell or lease your property unless we’ve agreedUnless we’ve agreed to it in writing, you must not do any of the following:You must not sell your property, lease it, or allow others to use it.You must not allow someone else to register a security, or any other rights, over your property.You must not sell, give security over, or let others use any licences, authorities or consents you need to use your property.You must not change the use of your property.If you die, our agreement is needed before your property is transferred to someone else, unless you owned yourproperty with them jointly.

“WHAT IS THE BIGGEST PROBLEMS YOU FIND OUT IN YOUR NICHE , SEEMS UNSOLVABLE AND CONSTANTLY STRESSING YOU OUT???

The counties are constantly building new schools in order to keep up with the increase in child counts.