I have an investment thats been stable. has not required much upkeeptwo years iv owned it without much difficulty finding renters hvac, roof without issues so far but are on the back end of expected life.  

I have not done too many deals in your market, and I anticipate things are nuanced depending on the property type and condition and based on the personality of the owner....BUT it is common and customary in my world, which is usually retail/med office, for tenants to have at least some time of free rent during the buildout.We usually structure things as follows, and you can change the number of days around but this is traditionally what we at least shoot for when we have a tenant we are repping.- Lease commencement date is to be the 6/1/24 or when the landlord's work is complete. and we traditionally have penalties in place if the LL's work takes too long and pushes us past our initial timeline.- then we typically have "rent commencement" or when you start paying rent, to be the earlier of either 180 days following lease commencement or when you are open for business.  

Looking for lenders who you've seen are willing to issue a HELOC (or loan) in 2nd position on an investment property. 

Covid made remote closings a lot more common, perhaps before the proper protocols were in place for them.

Banks requires (2) months copies of your checking or account for the down payment.If you get the cash into the account 3 months prior it will "not" show as a large deposit that you have to source and show it came from a personal loan which then causes no issues in underwriting.

What else can i ask just to prevent potential issues with a tenant.  

Title companies have been reluctant to participate, however, we just closed a loan in Texas where the borrower signed remotely using a remote notarizatiion service and the title company accepted this and issue a title policy. 2.

Found this in another thread on BP:If it is privately held you may run into issues with the privacy policy of the company.

The biggest issue with using all cash is that it ties all your money up and denies you the leveraging power of using the banks money.  

Typically a HML will not lend on owner occupant property due to federal compliance issues.