Any comps that are less than perfect must be adjusted. 

I figure this would be much more beneficial to have the plan laid out for the investor and be able to adjust it, rather than start from scratch from day one.

., anything affecting the profitability of the project, Will there be an adjustment made to the profit participation of the investors?

@Alma Mills House rules for bank is 43% of your gross income, less monthly expenses can go to housing, banks established that for a reason, to keep them out of trouble, adjusting your criteria might be possible, but you aren't that as secured as a bank.

I am in no way proposing to adjust the deal acquisition / reposition based on a 60% occupancy.

I am a buy and hold investor but can see how increasing rates will affect my cashflow and acceleration of my business.Anyone have any ideas how to adjust their plans?

IF that is not possible, there are industry standards you can use to help estimate but have to be adjusted depending on the utility rate for the area.

@Steve Burt yes we are and the cost is adjusted for each state's foreclosure timeline and costs in our purchase price.

Theres nothing wrong with 52% thats very low however that particular lender may have an adjustment below 60% LTV its probably not a fannie mae conventional product because 60% LTV or below is the best pricing you can get atleast from a LTV point of view.

Adjust those prices for the appreciation of real estate in the area you're working in, and you should arrive at a reasonable price for the house.