I'm in SW Littleton, Roxborough, where water is quite expensive.In this area, I'll bet average looks something like this monthly:$130 - water/sewage$60 - natural gas$120 - electricAgain, other areas may be more or less, and gas/electric are probably combined in most parts of the metro area.

I don't want to be pennywise and pound foolish yet I don't want to spend money needlessly.Know the difference between adequate flooring, painting, etc.. and overkill.  

In the wake of the recent tornadoes at northern Texas, i would like to know if there are strategies for landlords to protect against such natural disaster.

I am interested to see what happens in the area given the price of crude oil and natural gas.

You'll have an ample supply of students, but you'll have to deal with the transient nature of college housing.

Las Vegas does have a large pool of renters though, due to the nature of the majority of jobs.

But must be verified by 60 day history, and must be a gift with no requirement to pay back.Reserve Requirements 3-4 Unit owner occupied properties must have 3 months PITIThree (3)- and Four (4)-Unit Property The maximum mortgage amount for the three (3) - and four (4)-unit properties is limited, so that the ratio of the monthly mortgage payment, divided by the monthly net rental income does not exceed 100%, regardless of the occupancy status.Livable Conditions The property must demonstrate the following characteristics: A continuing and sufficient supply of safe and potable water under adequate pressure and of appropriate quality for household uses.

That said, if you have the "disregard if... " on your future mailings, then the awkwardness part is moot because when you ask, with the intent of receiving confirming the status, and they acknowledge that it is, then you can simply apologize for the misunderstanding, gently point out that your mailing had a note about listed properties and so having received the call, you naturally assumed that the property was not listed.  

@Donna Welschmeyer in Colorado standard form contract has the inspection clause which is usually adequate to allow a buyer out of the contract.

If you can qualify for a loan of this nature, I would consider doing the repairs to bring the appraised value high enough to avoid PMI.