For me, I've noticed by having excellent credit and a fair bit of savings allows people to realize that investing is feasible despite your young age.

After speaking to City of Rochester rep Liz and Jennifer; they state:* All Inclusive Service (Trash container, Recycle container, Bag on Side, Couch, etc) with out notice or additional charge.* Do not have a service agreement which does not tie you into any length of time. * Rates with them have been stable over last 6 years.

Yes, you can get 10 conforming, if you go to a bank or a broker not familiar with investors they might tell you 4, but its 10.The underwriting changes when you get to loan 5, and frankly its more of a headache for the broker (and the borrower), so a lot of lenders don't handle 5-10.Some of the rules that change beside the reserves, no cash out on NOO after your to mortgage 5, your mid score has to be a 720.As far as portfolio lenders,,as many as they will write you, and when you finish with that lender go to the next,,the limits are on conforming (say Fannie/Freddie) loans

I've noticed that while a deal may look good on paper, it's the quality of the tenants that will drive your profitability.

Even if they don’t have anything to hide, I’ve noticed a tendency to pop outside and shut the door.

If you do sign, I would recommend that the contract has language that allows you to escape the agreement with written notice - you don't want to be stuck for 6 months if you soon learn that you and your realtor are not compatible.

But once I LIVED in the unit I was noticing how cold the floors were getting and the air that was drafting through the windows.

In case you haven't noticed, I can be kind of pushy at times. ;-)Therefore, my question to the members here is...Would you be willing to have your anonymous data aggregated with data from other investors to gain the benefits of big data?

@Robert Leonard I noticed the same thing you said.

Its a disclaimer paragraph added to Form 10492 which is a Notice of Federal Taxes Due that's sent out to fiduciaries.