The best course of action will be to narrow in on the type of land you want to deal in and then optimize your disposition strategy for that niche.It's a classic "Jack of all Trades, Master of None" issue.If you have a specific example in mind you want to share I'm sure we could provide some suggestions.

I just want to be able to provide a good life for my children. 

I recommend using the company that you have other policies with since they'll be able to provide you a bundle discount. 3 - Look at market rate, and charge slightly under.

I know that developers in the area have rezoned these kinds of plots and built apartment/office buildings and other commercial developments.I want to bring in an investor or developer to the deal who could provide the funds and knows the ins and outs of zoning.

What would your strategy be, using only the finances provided above. 

This depends on a ton of factors, mostly risk.Without a doubt it provides risk mitigation if your property is in a LLC.

Here's some advice and insights on utilizing private money and home flipping to get started:Private Money: Lenders of funds to real estate investors that provide better returns on investment than standard financing choices are known as private money lenders.

If sales price is 400k and I want 75k cash but tenets only can provide 15k, what are my options?

They can provide you with real-time data, not an algorithm (those are good to paint a picture, but they don't know the nuances and amenities of each individual home).

@William Coet Try googling "flat fee MLS" and you will find many providers of this service.Here are the big things to look for in a flat fee MLS listing:1.