As the foundation of real estate investment analysis, underwriting allows us to evaluate potential returns and associated risks accurately, ensuring informed and confident investment decisions.Understanding critical metrics like Net Operating Income (NOI), Capitalization Rate (Cap Rate), Debt Service Coverage Ratio (DSCR), Gross Rent Multiplier (GRM), and Cash-on-Cash Return is essential.

I was able to save a good amount of money and purchase a 3 bedroom 2 bath mobile home on an acre of land all cash, that property generates $875 a month, no mortgage or HOA fees.

For that much down and with the lower payments a high level cash on cash return should be in the 10-20% range..

Insurance and interest make it difficult for the traditional lenders to loan to us even though we can afford the payment, but to them since we deduct a lot of things on our taxes, we don't look to be cash flowing.

My goal is to save up 80k cash and get into a deal that I can cover 100% with my own cash. 

It sounds like you need to do a cash out refinance on your investment properties.

Offer hard cash for everything they lose every month they lose it, that MIGHt protect you.

It's a cash business which means no one is screening these folks like they should.

If these have the 2 position's to make up the puchase price, how can I use BiggerPocket's in finding the 2 lender's to satisfy each position to purchase the cash flowing property?

Your best bet is to borrower the downpayment (although, if your property doesn't debt service, you won't cash flow)