@Bill Gulley I agree with you, but as mentioned you almost have to take into account that she will need to support her fiance and when you add utilities, cost of food, costs for maintaining those pets, gas, car insurance, etc., it does add up very quickly.

If you have a lease (other than month to month) with her, I would remind her that she signed a lease and it's a valid contract that she needs to honor.Next, I would go to the police staion and let them know what is going on.

My past experience ranges from being a budget analyst for NASA for several years to owning a small fitness center to being an Executive Admin for a big wig at a large oil and gas company.

Be ultra-conservative about the numbers and you should be ok as long as you find "boots on the ground" to validate your numbers and property condition.

I guess anyone can make up their own definitions but that doesn't make them valid.

You have to have a valid legal description to put on the deed before you can close.

HARD costs like water electric gas trash taxes are what they are, the SOFT costs are oftentimes manipulated to favor seller.

@JD Martin just a heads up, someone seeming like a PITA tenant might be clear to you, bur they COULD try to claim discrimination if you dont give then a valid legal reason why they were denied.

The insulation gas will all be gone, but if done and sealed well you won't get any moisture inside that fogs up the glass.

HUD then goes out to list some of those sources.But, it specifically states that the lender must verify and document the the deposit amount and source of funds.if the borrower cannot verify the source of funds, or the gift giver refuses to validate the source of funds given, the loan must be denied.Two very common scenarios:1> Wedding gift money.