A good Property Manager will answer all of these questions for you and take all of the stress off your hands.

My philosophy is that if I leave a few dollars in the property its worth having the peace of mind and will keep me into the properties for longer as opposed to trying to pull out everything as fast as possible and getting upset when a water heater dies and selling to get away from the stress. 

But I’d probably keep your capital accessible unless you really want to remodel your home — which I am sure you know is stressful if you are living in it.

But if you sell to lower stress, that is valid and reasonable (especially with children and also covid).

Given that this was my first purchase, perhaps finding something less stressful would have been helpful!

It all worked but it was stressful.  

I just graduated, switched degrees wasted some time, last two years I cracked down, took 15 credits and flipped my first two houses, almost had a heart attack I was so tired stressed and anxious.

While it can seem stressful and a little scary think about how long the previous owner was using it the way it was being used; plus he was still able to sell the property as is without anyone coming down on him for the illegal unit...

I cannot stress enough the benefit of finding a loan broker to work with.

I would be careful with credit cards I have heard there is a lot of stress that comes with that method as well.