I am 21 and about to graduate college and I have had a passion for real estate investing since I was a freshman in high school because my dad showed me how amazing it can be to gain financial independence!

I just heard a nice statistic the other day that said 1/3 of America rents.   

I am an independent contractor.

What do you think about sending the note holder an independent account's determination of the numbers along with or just after the payoff request?

Bite the bullet and replace the furnace with a modern high-efficiency with independent PVC vent, the vent is typing into the chimney where it is, you will be able to modify that with a high-efficiency furnace, run the new vent pipe to the window, which you can replace with glass block.I suspect you can finish this basement up pretty nicely once that vent moves.

My main goal at the moment is to be financially independent by 30, so the next steps are toCut living costs (40%+)Save more moneyLearn everything i can through books and podcasts.I am interested to read what everyone has to say about this topic!

I love being an independent insurance broker but want to earn extra and learn.

@Steve Chan I see your point... but personally, I'm contributing enough to my 401k to get my employer match then down the road when I'm financially independent, make use of the roth conversion ladder tactic.

An appraiser is hired by the bank as an independent third party to estimate the most reasonable price the property would sell for between most buyers and sellers so they can judge how risky the loan is.

The neighborhoods you choose to work in depends a lot on your budget, your risk tolerance and your goals.