Trying to buy in 2022 to 2024 has been difficult with 7% rates and higher prices.

It is part of the reason it makes sense to refer some notes for a fee and keep others for yourself or your SD IRA as inventory needs replenished. 

Some real quick items here:VA Loans are for Primary HomesYou can use VA Loans for 1-4 unit properties (House Hacking)VA Loans have 0% downpayment (most of the time)You can have more than 1 VA loan (some people don't know that)VA Loans do carry a "funding fee" which is like a little "tax" to write the loan, but it is waived if you are a disabled veteran.VA Loans do not have PMI (and that's a huge benefit for us)VA Loans also have a very streamlined refinance feature (called a VA IRRRRL) which makes it super easy to refinance if rates were to fall (hopefully that will occur in the future)VA Loans can also be used by a surviving spouse.The VA may not give us the best health benefits but they can certainly get us into debt!

Also does it impact mortgage rate and insurance also?

Propstream has the best filters Mortgage Rate filter + Low equity....

From a weekly rate/occupancy perspective the beaches are tough to beat.

Yield assumes that the cashflows are reinvested at the same rate of return and periodicity for the entirety of the life of the asset.

Don't pay anything upfront except appraisal fee.

That would be fees such as real estate commission, title costs, qualified intermediary fees, etc...

We have access to all public records in Illinois and Indiana and thus do not have to pay fees for tools and apps other investors use for access to those records.