Tenant only left because they were relocated last minute for their job. 

As you look to borrow from your TSP, consider the cost of that, both in the borrowing, the repaying, and the potential loss in capital gains. 

I made 50k last year on taxes and have a 700 credit score.

This friendship lasted several months until he was ready to move on.

It is landlord-friendly, and specific pockets have gone upwards of 2-4x in the last 5-10 yearsA ton of MTR/LTR opportunities for out-of-state investors.

There are more on the market right now than I have ever seen in the last 6 years.  

Agreed with John and Ian.If you breakeven, then no changeIf you profit, you will be taxed on profitIf you take a loss, that loss can be deducted against other gains.

If you haven't filed your taxes strategically over the past 2 years and are showing a loss, it's probably not going to work out.- Higher rates.

., There have been a proliferation of QI start ups in the last few years. 

Ask what you can learn that is not already out there on the internet and what is special about this class from the other 1000 people doing this.Lastly ask for the contact info for last ten people who have taken the class and when, reach out to them as well.