The repayment terms for a 401k participant loan are equal monthly/quarterly payments of principal and interest (typically prime plus 1%) over a 5 year term (longer if used to acquire your principal residence).Please note that if you take a full $50,000 and then pay back the loan, you can't take another $50,000 until 12 months after the first loan was fully paid back.Per the loan offset rules that went into effect with the 2018 Tax and Job Act: if you leave your job and the loan is current at the time you leave your job but then the loan goes into default because you left your job, you will have until your tax return deadline (including any timely filed extension) to make the loan current by depositing the outstanding balance into an IRA (and thereby avoid the taxes and penalties that would otherwise apply).Please keep in mind the multiple loan rules:Under those rules, the sum of the balances of a participant's outstanding 401k loans under a single 401k plan (using the highest outstanding balance of each loan over the last 12 months) can't exceed 50% or $50,000 whichever is less.

The repayment terms for a 401k participant loan are equal monthly/quarterly payments of principal and interest (typically prime plus 1%) over a 5 year term (longer if used to acquire your principal residence).Please note that if you take a full $50,000 and then pay back the loan, you can't take another $50,000 until 12 months after the first loan was fully paid back.Per the loan offset rules that went into effect with the 2018 Tax and Job Act: if you leave your job and the loan is current at the time you leave your job but then the loan goes into default because you left your job, you will have until your tax return deadline (including any timely filed extension) to make the loan current by depositing the outstanding balance into an IRA (and thereby avoid the taxes and penalties that would otherwise apply).Please keep in mind the multiple loan rules:Under those rules, the sum of the balances of a participant's outstanding 401k loans under a single 401k plan (using the highest outstanding balance of each loan over the last 12 months) can't exceed 50% or $50,000 whichever is less.

I also read that once the property goes from primary residence to investment HARPTA comes into effect.

Get rid of the existing tenants that are most likely paying below market, poorly screened, and bad for the business.I would pick 1-2 rentals that are "low hanging fruit" and easy to renovate.

If this were effecting your ability to lease other units, then you have a different situation, but if this is a single family home, or not effecting other tenants in the building, let it ride and count your cash each month.

A minimum of 51% of the entire building square footage is for residential use and the commercial use will not effect the health and safety of the occupants of the residential property. 

I bought this spray which people in the reviews and Q&A said worked to remove stains when other products failed, but this had no effect on the washer rubber gasket stains.

The little steps are part of a large domino effect--wishing you well on the rest of your journey!

You can give them notice as soon as you want, but just make that notice effective on the tenant's move out date. 

I'll leave an example below that I just had, but seeing that many new folks are looking to start out with a househack, I think this is a good place to just dialog about this particular issue.In the most recent example we saw, we found a home with a sizeable lot, somewhere to the effect of being 4-5 lots in size for the average neighborhood in the area, with potential for just a slight cashflow as-is, but as we saw it, the opportunity to expand by building a detached garage with an apartment over-top that would allow us to keep kosher for owner-occupant with the lender, but up the cashflow for the property by a good estimated $600 a month.