I think my next strategy is to move out to PA, DE, or NY.

The insurance down there is really getting out of control and about to get worse. 

I see it similar to gun control.

Our current residence is a 3/1 1420sqft and is located in a very nice, small town in DE with a very sought after school district 3 blocks from the school.

@Veronica Ortiz-De Anda ditto for what Ellis said!

@Joe VilleneuveHaving a better idea of the property condition in real time, controlling who moves in next door, maybe savings on repairs by combining primary and investment capex expenses (IE, a painter might give us a better deal painting both properties at once), really knowing tenant and planning for future lease extensions or termination.All arguable of course.

They’ve also been harassing my tenant at the house by doing things like taking off the AC control from the wall while she’s sleeping (and AC is essential in SC!).

Conversely, if you have a multi-family where you are responsible for snow removal, ice control on steps, etc, there is much more potential liability exposure.

and thanks for the offer with the credit help, but we've finally got it under control and should be where we want to be very soon.

I know some things out of my control are possible like evictions or misc repairs.I'm also kind of nervous because the building was built in 1898 but the two 2-bedrooms have been completely renovated.Also, another thing that is making me nervous is their counter.