Shifting the cost of utilities to the tenant when you competition has utilities included may not help you much.If you competition does not include utilities, then raise the rent to compensate.

In fact we have friendly competitions on who has learned the most from the website.

These are fractions of your income that go to debts, and are most often times called debt to income ratios (DTI.)

Just keep it priced competitive with the actives and you'll be fine.Another site I use is padmapper which maps the craigslist rentals

And then you have consumer finance license's and then those that just lend without any licenses.In my mind one of the things that sets CA apart is the fractionalized TD not being a security..

In DC, some may go as high as 75% ARV or even higher because our market is so competitive, it is difficult to buy at 70% ARV or less; so the investor takes on more risk for less profit.

@Jason Schaefer just a quick thought if you have the cash, perhaps you can bid more competitively buying with cash then refinance in 4 months.

Understand that those that teach at any level for compensation are basically in competition for your "educational" dollar.

Based on the way it sounds your pricing works though, and i think this is the point @J Scott was driving at, you may not be as competitive for an investor to use as another contractor.

Little less cash flow out here and competitive market, so that might be one reason why...Seems like lots of Houston/texas investors on here (many from CA), so you might be able to drum up quite a bit of business if you connect with them..