BiggerPockets also has a calculator you can use to analyze deals and I highly recommend you start this as soon as possible, even if you are not ready to buy.

If I should work with a firm, do you have any recommendations?

I am looking for property management recommendations in the area, and would prefer local managers, but am keeping options open.

If you haven't done any Operations and rehab of MF start small would be my recommendation.

Do y’all have any recommendations for lenders that offer good loan parameters. 

I would recommend connecting with other investors in your area.

Stage 3 would be financial independence and Stage 4 would be generational wealth.The Mastermind – In general, I am leaning toward roughly Brandon Turner’s model:Highs and LowsTopic/Hot SeatGoals StatusI would recommend one hour and am open to suggestions on this.

With the Contractor having no insurance again you are more likely to be drawn into an lawsuit.I strongly recommend that you only use Licensed contractors with a good track record and with full insurance. 

I do prefer it over having a VA do it since most VA's come up as spam, and to get the ones that are really good at it are costly.Would love any recommendations you have of who you know that has experience with mailers. 

If you recommend anyone for each role, I’d appreciate it.