Some friend has been telling me foundation issue is common in Houston area because it is building on active soil, and the extreme weather might cause foundation issues here and there.

In fact, rather than making this issue right, Neighbor has been fighting.

I don’t see a huge issue with a 5-year term right now as most folks are planning to refi in 2-5 years at a lower rate anyway.

I sort of doubt Mexico is much of an issue.

Not sure why the "loophole" word is a trigger with people...seems like something that is their issue.

the issue of construction when I asked the Insurance Broker for a quote. the as price is good. 

The pitfalls I see investors make are not having enough reserves when issues arise (HVAC, storm, etc.). 

Post little articles providing solutions to issues homeowners face. become the authority when it comes to anythng  "problems" homeowners could have.Get a business phone number, get a business email.

If you and your owner's values are not aligned, there will be a lot of issues down the road. 

Whenever I have an issue with financing, I normally contact local institutions.