I feel good that we are being fairly conservative and will still be able to keep this ball rolling for a long time. 

This maritime setting is picturesque with panoramic views of the ocean, rolling fields and Smutty Nose Island.

Additionally, if you feel tempted to call upon one of the many {web based} companies that have sprung-up in recent years purporting to {help you} repair your credit - give this a read first, then say no thank-you, roll-up your sleeves and do it yourself.Your first step is to control your spending to be subservient to your income ... as Mindy pointed out, live within your means and be frugal to pay down debt and save.   

:roll:

That stuff is outstanding, can be cut to length(comes in rolls), wrapped over itself, is self-regulating (doesn't heat up unless it's cold) and generally fire-safe based on the way it works. 

We would then want to roll the buy & holds back into the single mortgage, freeing up the line of credit again. 

If the seller will not make up all the difference sometimes the buyer makes up .5 to 1 point to me.If they are putting down a substantial amount for down payment and LTV is low then lenders will usually let the buyer roll in my fee into the purchase price.

The previous owner did the usual one year lease rolling over to month to month rental agreements.  

I would eventually like to Cash out Refi after a few years of holding and roll into another but not sure how attractive the new mortgage will look. 

In all of Spring Hill, four firms—American Homes, Colony Starwood Homes, Progress Residential and Streetlane Homes—own nearly 700 houses, according to tax rolls.