I hope that I hit some people's keywords by mentioning that I'm currently living in the south east region of Pennsylvania; however, I'm originally from Baltimore, Maryland.About Me: The names Dominic Jones, I grew up in Baltimore, MD and moved out of my first and only house at the time at 19, a year after moving away to PA to attend college at Penn State University.

I work for a regional property preservation company so I have been learning the side of HUD, REO's and foreclosures.

I am financing properties in the region of 8.5% and 8.7% at the moment and rates are likely to rise another quarter of a percent by the middle of the year.  

Many listings also have an MLS number for your local or regional MLS listing equivalent.

They have one in my region in October.

Granted, 20% is about as low as you can go on a non-owner-occupied conventional loan.I don't know all the specific numbers in the region, but I can tell you we are having trouble finding properties that meet the 1% rule in Paterson, NJ.

There are about a dozen national brokers and tons of regional & local groups.  

The smaller banks/credit unions are more willing to write small loans then the regional or national branches.

Paul is one of the top places to house hack in the Twin Cities Region from a purchase price to cash flow stand point.

I've held various positions from Consultant to Regional Manager.Back in Nov 2014 I was unfortunately downsized & really had to reconsider my role in working for others.