Using real properties, you can proactively design a plan based on a series of steps using different markets and strategies for each set of steps,...all leading to accomplishing a predetermined set of financial goals. 

I have successfully done this multiple times and is a great way to reduce cost and time.

You will notice the amount of kilowatts used will be reduced when they are paying for it.. 

Anyway, the Duval county website has a handy property tax estimator - here's a link:http://taxcalc.coj.net/For a $150k house the property taxes would be about $2700 - assuming you don't have a homestead tax exemption, which would reduce the taxable amount by $50k.The rates for homeowners' insurance vary widely based on many variables - the age of the building, age of the major systems (roof/electric/plumbing/hvac), size, flood zone, and level of coverage desired.

Looking to reduce cost. 

First, taking out a mortgage against your home should allow you to reduce your adjusted gross income by the amount of the interest that you are paying for the loan.

If that were the case then nobody would use leverage.When an IRA engages in a debt-financed investment the portion of income that is derived from the borrowed funds is considered taxable - so 65% of gross rental income in my example.However, you have a $1,000 exemption off the top, and then get to apply the same ratio - in this case 65% - of all the normal deductions like interest on the note, depreciation, property taxes, etc. to reduce the amount of income that is taxable.The net taxable income will then generally be a pretty low number. 

With construction costs the way they are the design fees aren't the largest cost to manage on any development and having someone who knows what they are doing and is able to be thorough enough to reduce change orders as well as being able to think on their feet when questions occur. 

House hacking is an incredible way to get into buy and hold real estate investing with a relatively low financial barrier to entry… plus the added benefit of reducing housing costs!

You are already claiming the interest portion from the mortgage payment, so not sure if using the LOC to reduce your mortgage is a good idea.