Usually a 6-month or 12-month premium, with the balance pro-rated and refunded once the house is occupied and we cancel the vacancy endorsement.

Property has 3units 7bd 3ba Sqft 2352 build 1962 Style CCCustomer is willing to hold the note on the home with set amount she is older and don't count on living forever.2 units occupied total of 2870 in cash flow1st flr $1790mth  3bd 1 ba2nd flr vacant ($1700-$2000 potential) 3bd 1baStudio $1080mth 1bd 1baTaxes is $12321.27yroil 3 zone furnace City Water 2 Electric boxesLocated 45 Min from New York5 min from University and College3 Different Mountain Trials and Parks  Shopping District and Medical Centers What questions would you ask?

He also wants to sell an adjacent 2-story rental unit (Duplex) tenant occupied with 2.5/1 upstairs and 1/1 downstairs.

Friends were buying and selling the same property 10 times raising the value from $500k to $10m on condos or office buildings that were never meant to be occupied.

You signed paperwork saying you intended to owner occupy for 12 months. 

But you can do low down payment with a conventional loan.However, the reason to save it for a multifamily, is that even with an owner occupied conventional loan on a multifamily unit you will need to put down at least 10-20% depending on how many units, where as the FHA will allow you to do 5%.

I'm speaking to an investor about purchasing an occupied rental in Dearborn Heights (Southeast Michigan).

I would just refund the days they were unable to occupy, unless the nature of maintenance was elective and not required.

Our lease explicitly states the LL shall be the one that determines if the unit is able to be occupied during repairs.  

Are you trying to owner occupy?