The two main reasons to pay for Podio are:1.

It's also right above the existing bath, so plumbing is pretty straightforward.Ryan- great idea about opening it up, except that that's the main bearing wall in the house and I don't want to have to get into installing an LVL and all that.

He is making some attempt at giving me back the house in good condition.But back to my main question.

Buying my first duplex was one of the best financial choices I've made. 

I did quite a bit of research when I heard about the HELOC to pay off you mortgage and then using that account as your main account to funnel all your income and expenses in/out of etc etc.....the principle is that you will have on average a lower balance that your are paying interest on each month etc.....and read a lot about comparing that method vs just applying extra principle to your mortgage.

My main concern, quite frankly, isn't the cost, but rather their inability to predict my market or the lack thereof and how to truly overcome a terrible income disparity where I currently live.

Yes, mainly on commercial properties... since I am in dental business I was looking at a single building (about 5-6000 sqft) that I could allocate about 2-3000 sqft for medical/dental and the remaining portion for a retail tenant...

I mainly purchase multi-family homes.

I have not seen any Hong Kong developers on this site ... mainly folks on here are looking for buy and hold and 200 a month cash flow.I would look to other websites were you might find high rise developers.. not there may not be a few trolling this site but I would say that's a rare case..

I like this choice because you can see who people recommended and ask people who they decided to go with and if they like working with their them.https://www.biggerpockets.com/forums/51/topics/401...https://www.biggerpockets.com/forums/51/topics/439...https://www.biggerpockets.com/forums/51/topics/255...2) Add the keyword alerts "Central NJ" and/or "Central New Jersey".