If this single family house were my only investment I would have struggled to cover the basic PITI, yes @Grant Cardone, you are right......  

now there's a whole foods a block way. it has covered parking in an area very crowded even for street parking.so for me key things to look for are Location, HOA, and HOA fees, and parking situation.

You could do the math and see if that would cover your mortgage costs.  

You have to cover the debt service out of the remaining 50%. 

Try getting rid of it instead of covering it up.

@Peter M. please let me assure you it is not a difficult task for a competent lawyer to pierce the veil of an LLC. 2nd year Corporations covers it in law school. 

Each state comes with 8 lawyer-reviewed* forms:Comprehensive residential leasePet addendumLease extensionRental applicationLease guarantyMove-in/move-out formLease amendmentLease AddendumEasy to use and fillable.We currently have 35 states covered, more coming soon.So now that you know about landlord forms, what does this change to Pro annual membership mean?

Surely I left off many other items / issues that need to be covered.

You are not spending the money this way, you are using it.Multiple uses, but a one time cost, makes the interest rate a non-factor...so long as the first investment covers the expense of its use.

Here is the story:I have 90K cashI'm looking to buy an investment property for cash flowMy credit score is great (above 800)I don't have any debtIt's the first house I'm buying Trying to get a mortgageThe problem: my income is low, 25K a year.In this conditions the banks wouldn't give me a mortgage since they say that my income minus my current rent and other expenses doesn't leave me any cash for a mortgage payment even that I would be renting out the property I'm buying and that would cover the mortgage.Any ideas how to get a mortgage with those numbers assuming I'm not going for primary house?