Hoping to put that on here once I get my thoughts down to help others in their journey, as well.

Exploring a combination of these strategies, such as using a HELOC for a down payment and securing a DSCR loan for the remainder, could help you achieve your goal of purchasing additional properties this year.

I think it really comes down to what you are comfortable with but I don't think background check, credit card check, etc on top of a signed lease (and even small security deposit) is unreasonable for an MTR. 

If you can negotiate the seller down to a wholesale price and put the property under contract, that's something entirely different.

I’m thinking of selling while prices are still high , and paying cash for a multifamily or 2 separate properties to get a better ROE than I have now, however .. if I’m patient rates will come down in a couple years , not to 3% , but perhaps that’s my better strategy , then I don’t have to sell and pay capital gains, I can rent this place out & buy another with a refi at 5-6% is my guess - thanks !

We are considering taking cash into our business to season for down payments on new properties.

My plan is to house hack a duplex by using the equity in my current single family house to fund the down payment.

Similar to writing goals down to bring them into reality, writing an offer down and getting it in front of a seller is vastly more effective then an imaginary, non-existent offer you're asking them to consider.

You will then need:-- 21,600 down payment-- 3672 Origination-- 1400 (estimate) underwriting-- 800 Processing (est.(-- 1200 Title & Escrow (est.)-- Interest Reserve TBD-- 500 Appraisal (est)-- Builders Risk Insurance Policy TBDTotal Cash to close: 29172 + 6 months payments (not in escrow but demonstrated)You will likely need to wait 6 months to refinance.

That you wisely build in the costs for replacement linens and towels (also offer black face towels), possibly don't use high-end top-down shades in the Bunk Room (although those black out shades match all the shades in the rest of the house and it's a high-end property), chalk can be brushed, semi-gloss on walls for easier clean-up... and yes, there are clear check-out directions to run the dishwasher provided via an online guest book, a physical guest book, and an email I send regarding check-out the day before they check-out.