We don’t know any PMCs to recommend in the area mentioned, but since selecting the wrong PMC is usually more harmful than selecting a bad tenant, you might want to read our series about “How to Screen a PMC Better than a Tenant”:https://www.biggerpockets.com/member-blogs/3094/91877-how-to-screen-a-pmc-better-than-a-tenant-part-1-services-and-processesWe recommend you get management contracts from several PMCs and compare the services they cover and, more importantly, what they each don’t cover.

We don’t know any PMCs to recommend in the area mentioned, but since selecting the wrong PMC is usually more harmful than selecting a bad tenant, you might want to read our series about “How to Screen a PMC Better than a Tenant”:https://www.biggerpockets.com/member-blogs/3094/91877-how-to-screen-a-pmc-better-than-a-tenant-part-1-services-and-processesWe recommend you get management contracts from several PMCs and compare the services they cover and, more importantly, what they each DO NOT cover.

So if their own friends and family don't trust their spending habits, I sure as heck won't either ...

I cant be the person I want to be and have these habits.

Insurance can cover being stupid, intent to cause harm is not, why I don't beat on folks, LOL Don't mean burning down my rentals, or as to insurance fraud, but something dumb you did intentionally isn't necessarily the type of matter to be excluded.

@Susan Maneck  Katrina harmed SoJAC  you had a flood of refugees from New Oreleans that displaced what was a nice owner occ area and nice solid rental area.. you can correlate that event to the problems that SoJac has had post recessionMadison county was the northern most county that qualified for Go zone.

I recently went through a whole cat rescue thing, and what the rescue people said was a no cat policy really does more harm than good.  

Landlord will not be liable for any harm, injury, death, or sickness to any unauthorized animal.

You will want to offset this risk somehow.Any advice given without knowing your personal risk tolerance is meaningless at best and possibly harmful.  

There is no harm to you in sending out unnecessary 1099s.