Kyle - I'm local to the Philadelphia area and would enjoy a conversation on real estate.

I think pre-approval letter is all that’s needed to prove you are a qualified buyer.They probably want info such as, are you married with kids, how many bedrooms you looking for etc.

While I believe anyone can joing CU's (unless they choose to stay private) they could have special considerations, like government employees/servive members where collections are a walk in the park so to speak.

Hey fellow investers we are a investing couple that is still pretty new to this.

It is completely doable and a great option because you get longer tenancies with the retail.

However, the new Community Development Grant (CDG) program simplifies access to critical funds, offering three distinct grant categories:-Small Grants (up to $250,000)-Medium Grants ($300,001 to $5 million)-Large Grants (over $5 million)These grants can support a wide range of projects, including office, retail, cultural, industrial, and mixed-use developments of more than 10+ housing units with ground-floor retail.

We've had friends own properties in high risk areas (coasts / fire-prone areas). 

Best areas for low acquisition costs, occupancy rates, property appreciation?   

Don't mean to be a boomer (or more accurately a Gen Xer) crapping all over the new tech, but the unvetted use of ChatGPT to answer nuanced, grey-area questions can lead newer investors into dangerous territory. 

This would let you use the tax to your advantage to purchase a larger nicer property in an area the provides higher cash flow potential.