After reading online blogs and these forums and not understanding some questions I have written down a few that I would like to ask.1) How do you find out how much money is owed on a house?

To help save time, I plan to use Buildium, which should keep me organized and allow for online rent payments, tenant screenings, among other things.My brother lives in Cinci btw - nice city.

Josh I have talked about this many times.On the residential side all these scammers used to exist.Sell the loan off so they didn't care and closed up shop when it fell apart.Now that residential is under huge government regs they have all moved to the commercial side.All of these people advertising many are just helpless point and fee takers getting sucked up into the scam.Many of these so called lenders are not lenders at all but mills running due diligence fees,insurance fees,deposit fees etc. and then say they can't fund later on to deny the deal.I have found direct lenders are very hard to find and I find one of those for every 20 scammers.As a buyer you do not pay upfront fees except for appraisal,survey etc.You can talk to these scammers on the phone and can tell by what they say they are not a true lender.I do very heavy lifting to make sure my lenders are real and I am not dealing with a middle man to protect my clients buying properties through me.Any company claiming to be a lender that will fund anything is more of a conduit (middle man) taking fees.A reputable lender will display recent closings and details of the loan.They will have very detailed rate sheets along with terms and conditions of the program.Any points will only be paid at closing when they perform.Many of these lenders will be highly specialized in a particular asset class and not broad in scope.The interest rates from legit lenders will be very close in percentage rate and LTV's.The difference being in how much money they have to lend and what loan size they specialize in and recourse versus non-recourse etc.Many lenders can promise but very few can deliver on the rates promised and close it.

There are a lot of online sources for mortgage rates and terms.

Use an online payment service.

I am also emailing or calling the contacts of FSBO listings I find online or in the papers.

You can find a downloadable HUD1 online to fill out.

One more note to add, REPUTATION is EVERYTHING!!!

The long shelf life appeals to me.I looked online for feedback on this food and didn't see any.

It was not even 1 second online, so I assume this was an automatic filter from craigslist because it usually takes 10-15 minutes until an an is visible to users.Somewhere I read that too many links in an ad can cause this - which might why the generic ads stay.