You're doing the right thing going through an independent agent and I would echo what @Luan Oliveira mentioned about comparing coverages if you're using the big carriers (Liberty, Geico, Progressive, Traveler's, MAPFRE etc...).

Podcasts, Books, and Mentors you find by networking.I'd pick up a copy of Set for Life by Scott Trench as it has a good framework for financial independence, especially for a newer investor.

My third job pertains to helping manage a small independent bookstore that I'd like to invest and own someday. 

@Henry Clark the idea of Federal Reserve independence is supposed to ensure that the Federal Reserve doesn't pay for reckless Federal Government spending by adjusting rates to help the Federal Government pay its debts or to spend more.

I believe the agency he works for, like ours, Is an independent agency, can write in all states and represents multiple Insurance companies.   

Podcasts, Books, and Mentors you find by networking.I'd pick up a copy of Set for Life by Scott Trench as it has a good framework for financial independence, especially for a newer investor.

I am comfortable with risk-taking and am experienced in investments in other asset classes.However, when it comes to real estate I only read books / watched videos and still have a lot to learn before I can actually start investing.My goal, like many of you here, is to achieve financial independence by substituting my active income with passive income.

Petscreening.com is an independent verification.

I am 28 and have only just realized that financial independence is possible for someone from my background.

Question: How can I invest as a NEW 1099 employee (Ex. independent insurance agent commission only)?