My credit score is 730I have searched far and wide for local banks credit unions ( large and small ) to give me a stated income HELOC or Cash Out REFI with no luck.Is there any lenders on this site that may help me get this financing or are there any small local banks anywhere in Northern CA that can help a savy investor.

I like the concept but how widely is it used in practice.

You must go in with your eyes wide open.

Additionally, there is an unpermitted small storage addition for lawn mowers and stuff on the side of the home (approx 5ft wide by 2feet deep) that was built using identical materials of the property so it blends in and looks of professional quality.

I recently acquired an older double wide with aluminum siding.  

The harsh reality is that many (not all) of the designated "protected groups" are such because they are high risk for a wide range of reasons.

Hi @Laura Richards,Note that on the FAR/BAR As-Is contract that is currently being widely used, there is a spot for the seller to sign on Page 11, Line 586 formally rejecting your offer.

I am still early in my research, and I am currently looking nation wide for the the best area to focus on.  

I'm just starting out myself and like to network to keep an "inventory" of what others in my area are looking for in case I run into a deal they might be like.I spend a lot of time in homes and driving around the state (I work for a state-wide GC) so get to look a lot of places.

which offer such a wide variety of investment opportunities and all have unique character.