I'll try and answer your questions here...With 25, there was always some big capex, or expensive turnover that would clear out a good portion of the income.

The lower rate can often offset a portion of the insurance cost.

The rehab portion should be the point where you have two options: rent, refinance, repeat, OR flip, profit, repeat.

Also, I am utilizing portion of my cashflow from other properties to pay some principal back.

My clients are a consistent source of business to those contractors so they respond quickly and do the job well knowing that their next job will most likely come from a seasoned investor of mine.As a buyer, you pay no commissions so add the bench strength and get a resource on your team who can carry a good portion of the heavy lifting.Hope this helps...

(I know that was a wrong move on our part and I had wanted to do the payment portion differently but that's a whole other story). 

Fractional ownership, made possible by tokenization, allows investors to purchase and own small portions of a real estate asset in the form of digital tokens stored on the blockchain.

Proper changes, made by striking a single line through portions to remove, legibly writing in the correct change, with ALL parties initialing the change, are perfectly ok.Never, ever, use white out on a legal document.

And if you've lived in it for 2 out of the 5 years prior to sale then you'll get to take the first $250K ($500K if married) of profit from that portion tax-free.  

@Davis Chem The basics and skills are very relevant, knowing what is vital counts for a lot.